ICICI Lombard General Insurance Company Ltd. has launched a new travel insurance product "International Travel Insurance". Keeping in mind the unique needs of customers, the policy provides overseas medical insurance along with coverage for all trip related risks. A one stop solution, it caters to the needs of not only international travellers but also the insured's family back home.
ICICI Lombard's new "International Travel Insurance" policy provides coverage on a host of listed medical and non-medical expenses that the policy holder may incur while travelling abroad. The Company's tie-up with the leading US based healthcare provider, United Health Care (UHC) helps take care of the insured's bill settlement directly while enabling the insured to avail cashless hospitalisation across a wide network of hospitals.
ICICI Lombard is the first insurer to provide insurance to traveller's up to 85 years of age without any medical check-up. Another unique feature is that this is the only travel insurance policy which provides value added assistance services for the insured's dependents in India. These include services pertaining to medical concierge, automotive assistance and lifestyle related amongst others offering additional convenience. Catering to the needs of frequent travellers, the policy also provides option of a multi-trip policy. One can purchase the policy online at www.icicilombard.com apart from the traditional offline route.
Speaking at the launch of the new product, Mr. Sanjay Datta, Chief - Underwriting & Claims, ICICI Lombard GIC Ltd. said "International travel insurance has gained prominence in India given the increasing trend of travel abroad for business as well as leisure. Today, travel insurance is not restricted to trip related coverage but caters to a host of other benefits as well. In line with our customer centric approach, the new "International Travel Insurance" product is a comprehensive solution for trip related coverage along with medical and other value added benefits."
Summary of Product Features:
- No medical check-up required: The insured is not required to undergo any medical check-up up to the age of 85 years
- Pre-existing diseases: Pre-existing diseases are covered in emergency and life- threatening situations
- Value added services: The insured's dependents back home enjoy a bundle of concierge services like - medical concierge, automotive assistance, lifestyle services like gifts or flower delivery assistance, home movers assistance, plumbing or electrical assistance etc.
- Cover for hand baggage (in addition to check-in baggage)
- Hassle free stay: In case of trip extension or flight delay, the policy will ensure covering expenses for accommodation
- Others benefits include cover pertaining to Political Risk and Catastrophic Evacuation, Emergency Financial Assistance, Compassionate Visit, Personal Accident, Personal Liability cover, Home Insurance cover etc.