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| Sify Home >> Finance >> Calculators >> College Funding Planner >> Banks >> State Bank of Mysore |
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| Condition |
State Bank of Mysore Click to visit homepage |
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| Education in India | Education Abroad | |||||||||||||
| Courses Eligible |
Higher studies Diploma / Graduate / Post-graduate courses in the faculties of Engineering, Technology, Architecture, Medicine, Dental Science, Agricultural Science, Veterinary Science and Computer courses accredited by DOEACC. |
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| Student Eligibility | You should be an Indian National | |||||||||||||
| You should have secured admission to professional /technical courses or other academic courses | You should have secured admission to foreign University/Institution | |||||||||||||
| Expenses Considered | Tuition and other fees, Maintenance costs, books & equipments, Cost of passage (for studies abroad), Caution fund/building fund/refundable deposit | |||||||||||||
| Quantum of Finance |
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| Margin | Upto Rs.4.00 lacs NIL. Above 4.00 Lacs, the following slabs apply. | |||||||||||||
| 5% | 15% | |||||||||||||
| Security |
For loans upto Rs. 4.00 lakh Nil For loans above Rs. 4.00 lakh Personal guarantee of your parent(s) Collateral security in the form of NSC/KVIP, LIC Policy, Gold, Shares/Debentures or immovable properties Bank Deposits in the name of student/Parent/Guardian or any other third party with suitable margin. |
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| Repayment | To be repaid in 5 to 7 years. | |||||||||||||
| Holiday | Repayment Holiday - Course period + 1 year or 6 months after getting job, whichever is earlier. | |||||||||||||
| Interest Rate |
Upto Rs. 4.00 lacs 12.50% |
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