Now the big question - Why would I need income replacement when I am alive?
But have you ever given a thought to the circumstances where critical illness and disability arises for you? Or the possibility of an accident where you might end up not being able to earn the money that you were earning till now?
Text: Kairav Shah
The writer is a Certified Financial Planner at Apnainsurance.com, a comprehensive guide to insurance in India.
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