Lodge a claim under personal accident insurance

Immediately give notice of the accident to the insurance company.

File a First Information Report (FIR) with the local police station.

Submit the claim form with all the relevant supporting documents/ medical bills/ reports.

In event of a fatality, in addition to the FIR and the relevant supporting documents, additional documents are also needed.

Death certificate
Post-mortem report wherever applicable
Coroner's report
Inquest/ police report
Letter of probate/ will/ letter of administration/ succession certificate
Affidavit from claimant that he/ she is/ are the legal heir/ s of the deceased
No-objection affidavit from other relatives of the deceased towards payment to be made to the claimant