ICICI Bank's fixed-cum-floating rate loan will charge a spread of 100 basis points when shifting to the floating rate regime. Home loan rates, which have been rising consistently, and sometimes even

Personal loans over the card limit, unless used to retire high-cost debt, would only complicate finances. Recently, a number of credit card customers received a pre-approved loan mail, from a leading

Mumbai: The Reserve Bank of India’s decision to raise key rates for the third time in the current fiscal would make home, auto and corporate loans expensive by up to 50 basis points, burning another

To meet some of your goals like buying a car or building a home might require additional financial help in the form of a loan from a bank. In the current scenario of rising interest rates it is vital

Among all income tax doubts, the issue of House Rent Allowance (HRA) going hand in hand with housing loan deductions seems to vex employees the most. Let’s examine this. Vinayak Rege, who is

While the number of education loan accounts are increasing, the year-on-year growth rate has been showing a declining trend both in number of accounts as well as in the amount. The total outstanding

Your existing home loan provider can be your best friend in times of your future financial needs. As they offered you a mortgage against your house, they can also help you with a quick loan against

Edward de bono- The guru of creative thinking and an exponent of innovation must be very proud of the managers who design financial products for us, especially the brains who keep throwing

At the peak of the global housing crisis in 2008, a group of executives at State Bank of India (SBI) were busy devising a new home loan scheme meant to boost the sluggish demand. The growth in housing

Expect more such offers from manufacturers as sales momentum slips. A number of car manufacturers are trying to attract buyers with loans at lower rates of interest. Volkswagen, for instance, has