The worst nightmare for a financial planner is investors refusing to exit stocks or mutual funds because of emotional reasons. "It is very difficult to do financial planning for such clients. We have

Independent Financial Advisors (IFAs), who have been grappling with regulatory changes over the last two years, are still betting more on mutual funds than other financial products. The income,

Adopt varied strategies for investing across sectors, but after emergency planning. Conventional market wisdom advises selling stock holdings when the markets are trending upwards and buying when

As the time for readying investment declarations for tax purposes approaches, some tips on what to do. As the calendar year comes to an end, employees are asked to file investment declarations to

Bank fixed deposits offer assured returns but are entirely taxable. Ultra short-term debt funds can't specify returns but are tax efficient. The global economic downturn coupled with stubborn domestic

Stagger any equity investments over a period to average down costs. The last fortnight brought an unending stream of bad news for India and the world. Tensions in pan-Arabia continue. Crude and gas

Bhartiya Samruddhi Finance, popularly known as Basix and the country's oldest known microfinance agency has approached banks to restructure Rs 800 crore of debt. The move comes barely a week after the

With debt being the flavour of the season, this week has seen launch of two debt mutual fund schemes. Birla Sun Life Mutual Fund is offering a short-term fixed maturity plan (FMP), while L&T

India's largest micro lender SKS Microfinance (SKSM.NS) plans to raise a maximum of 5 billion rupees through a share sale to institutional investors by March 2012, its chief financial officer said on

If following an asset allocation approach, check if the scheme's investments are in line with its mandate. Whenever we compare the performance of mutual fund schemes, we often rely on tried and