Punjab National Bank sees 3.5 pct NIM for FY12 - exec

State-run Punjab National Bank expects its net interest margin to be at 3.5 percent for fiscal year ending March 2012 and loan growth is likely at 18 percent on year, its Chairman K. R. Kamath said.

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The bank has reported its December quarter net interest margin at 3.88 percent compared to 4.13 percent a year ago, he said.

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