Till a small (relative to my age) number of years ago, I was a pure current account guy.
I didn't own a house, a car, or indeed credit cards - Pravina was appalled when we were dating that I'd pay for dinner or whatever from a thappi of notes from my back pocket.
I was quintessentially "asset-lite" - free as the wind, here today and here tomorrow, but perhaps gone the day after. Life was a breeze that whistled through my brain and tousled my hair.
Today, things are a bit different. I have a house, a car and indeed credit cards. But we are still asset-light, relatively speaking.
We go to Goa several times a year - probably 100 visits over the past 20-plus years - but we don't - and wouldn't dream of - owning a house there.
We don't have a second car (although, to be honest, that's more a function of parking failure at our building). And life is still a breeze, although there's very little hair to tousle and even less in my brain to whistle at.
However, as part of the great global dream, we do have another property in Bombay, which I - asset-lite and simple arithmetic scholar (rental yield at around two per cent is much lower than a standard fixed deposit rate) - want to sell, but my wife - "you never sell real estate" - wants to hold. You don't have to ask - we are holding.
Text: Jamal Mecklai, Business Standard
Image courtesy: Reuters