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Complicated and expensive, not for long term
Birla Sun Life Insurance’s unit linked insurance policy (Ulip) — Foresight Plan — gives the customer a choice between managing his own fund or opting for a guaranteed minimum maturity benefit. The latter is similar to a highest NAV (net asset value) guaranteed product. Premiums can be paid in a lump sum or for a period of five years only, though the maturity period is 10 years. For
Birla Sun Life Insurance’s unit linked insurance policy (Ulip) — Foresight Plan — gives the customer a choice between managing his own fund or opting for a guaranteed minimum maturity benefit. The latter is similar to a highest NAV (net asset value) guaranteed product. Premiums can be paid in a lump sum or for a period of five years only, though the maturity period is 10 years. For
Stock brokers bite into realty
Falling profits and reduced commission in financial products spur move.
Falling profits and reduced commission in financial products spur move.
What are the costs involved in a life insurance policy?
Not all life insurance policies disclose their charges to policyholders. Traditional insurance policies do not disclose the charges. Unit-linked insurance products (Ulips) are more transparent
Ulips: Only long-term benefits
These products do not suit everyone even though they are flexible and facilitate investments in debt and equities.
These products do not suit everyone even though they are flexible and facilitate investments in debt and equities.
What are switches in unit-linked insurance plans (Ulips)?
Switches are options given to policyholders of ULIPs to move their investments from one fund to another, within one plan. You can transfer units fully or partially between fund options - equity, debt
Switches are options given to policyholders of ULIPs to move their investments from one fund to another, within one plan. You can transfer units fully or partially between fund options - equity, debt
Life Insurance: Deepak Sood
Three years before, I bought a pension plan (with a life cover) from a private life insurer. With new regulations for pension plans, should I exit the ongoing policy and buy a new one? I
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